Membership Information



Pafford Emergency Medical Services, Inc.

Membership

 

WHAT IS A MEMBERSHIP?

A membership is designed to protect you and your family from unexpected medical expenses. A membership is not an insurance policy or supplement. Ambulance fees can easily exceed the amounts provided by your insurance policy. Often insurance companies and Medicare deny charges, thus leaving you with the entire bill.

WHAT DOES A MEMBERSHIP COVER?

All medically necessary ambulance transports to hospitals and skilled nursing facilities in your services area.

WHAT IS CONSIDERED MEDICALLY NECESSARY?

Medical Necessity is met when the patient’s condition is such that they could not safely travel by other means such as private car, taxi or wheelchair van. A physician normally determines the medical necessity of the transport. Medical necessity is required on all non-emergency trips. Ambulance trips from a patient’s residence to a physician’s office are not covered by a membership.

WHY SHOULD I PURCHASE A MEMBERSHIP?

Most insurance policies do not have ambulance coverage or do not pay the entire bill.  With Congress making changes to Healthcare reform, it is a good possibility that your Medicare claim for ambulance coverage could be denied, thus leaving you with a large out of pocket expense. Your Pafford EMS membership will ensure that should your claim be denied, you will only be responsible for a portion of the ambulance bill.

WHAT DOES A MEMBERSHIP COST?

Our annual fees vary from state to state.  Please call 1-800-451-8036 ext. 217 for more information on membership fees. Even though you may not require our services, someone you know most likely will. A membership is a small price to pay to help save a life. Membership funds are used to update equipment, train additional personnel and help keep our service at the forefront of Emergency Healthcare.

WHAT IF I CHOOSE NOT TO JOIN?

Pafford EMS will still provide you and those you love with quality, compassionate care. But remember, you are responsible for the FULL cost of an ambulance bill; even the balance that remains after insurance has paid.

THIS MEMBERSHIP IS NON-REFUNDABLE AND NON-TRANSFERABLE. THIS IS NOT AN INSURANCE POLICY.

 
   
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